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Terms & Conditions

Last updated: July 2026

1. Acceptance of These Terms

These Terms and Conditions govern your use of therationalinvestor.com and the tools, content, and member services provided through it (the "Service"), operated by The Rational Investor ("TRI", "we", "us"). By creating an account, purchasing a membership, or using the site, you accept these Terms. Memberships bill monthly or annually and renew automatically until canceled.

2. Accounts and Registration

You agree to provide accurate and current information when you register and to keep it up to date. Your membership comes with a username and password. You are responsible for keeping them confidential and for all activity under your account, whether or not you authorized it. Accounts are personal and non-transferable. You must be at least 18 years old to use the Service.

3. What the Service Is and Is Not

TRI is a quantitative research platform. Our scanners and tools surface trade setups and market context across stocks, options, and crypto, together with the historical record behind them. A setup is a starting point for your own research. It is not a recommendation, and it does not include entry, exit, position sizing, or risk instructions.

The Rational Investor is not a registered investment adviser or broker-dealer. Nothing on the Service is financial, investment, legal, or tax advice, and nothing on it is a personalized recommendation. No fiduciary relationship is created by your use of the Service. You agree not to treat any alert, scanner result, or piece of commentary as an instruction to trade, and to do your own due diligence or consult a qualified professional before acting on anything you see here. All trading decisions you make are yours alone, and your use of the Service is at your own risk. The Rational Investor is not liable for losses or damages resulting from your reliance on the Service.

4. Performance Data and Backtests

Performance figures shown on the Service, including the results page, are backtested and hypothetical unless explicitly labeled otherwise. They are generated by applying current strategy rules to historical market data, they include losing trades and losing periods, and they do not represent actual trading in live accounts. Simulated results have inherent limitations and may not reflect the impact of liquidity, transaction costs, or slippage. Past performance, real or simulated, does not guarantee future results. Read our Risk Disclosure before acting on anything published on the Service.

5. Content Ownership and Redistribution

All content on the Service, including alerts, scanner output, data, records, dashboards, and commentary, belongs to The Rational Investor and is licensed to you for personal, non-commercial use only. You agree not to redistribute, share, resell, scrape, or reproduce member content, in whole or in part, without our express written consent. Unauthorized distribution or use may result in termination of your membership and legal action under applicable intellectual property law.

6. Billing, Cancellation, and Refunds

  • Refunds - Every membership includes a 30-day money-back guarantee. Request a full refund within 30 days of your initial purchase by contacting support@therationalinvestor.com.
  • Auto-renewal - Memberships renew automatically at the end of each billing period (monthly or annual) until you cancel through the payment platform you signed up with (such as Stripe or PayPal).
  • Cancellation - Canceling stops future renewals. Your access continues until the end of the period you have already paid for.

7. Access and Termination

We may modify or discontinue any part of the Service at any time, with or without notice, and will not be liable to you or any third party for doing so. Any new features are subject to these Terms. We reserve the right to suspend or revoke access, without notice, for accounts that violate these Terms, register with false information, redistribute member content, or use the Service unlawfully.

8. Changes to These Terms

We may change these Terms at any time. Changes are effective when posted on this page, and we will update the date at the top when they are. Continued use of the Service after changes are posted constitutes acceptance of those changes.

9. Limitation of Liability

The Rational Investor shall not be liable under or in connection with these Terms for:

  • Loss of actual or anticipated profit;
  • Losses caused by business interruption;
  • Loss of goodwill or reputation; or,
  • Any indirect, special, or consequential cost, expense, loss, or damage, even if such cost, expense, loss, or damage was reasonably foreseeable or might reasonably have been contemplated by either you or The Rational Investor, and whether arising from breach of contract, tort, negligence, breach of statutory duty, or otherwise.

The Rational Investor's liability under or in connection with its provision of the Service, or these Terms, shall be limited to the reprovision of the Service.

10. Indemnification

You agree to indemnify, defend, and hold harmless The Rational Investor from and against any and all losses, costs, expenses (including reasonable legal fees), claims, damages, and liabilities incurred, arising out of, or in connection with any claim by a third party resulting from your use of the Service, or from any violation of these Terms by you, save where caused by The Rational Investor's negligence or breach of these Terms.

11. Personal Information

We collect and use personal information (such as your email address) to provide the Service, communicate with you, and improve what we offer. How we handle it is described in our Privacy Policy.

12. General Disclaimer

The information on this website is drawn from sources believed to be reliable, but its accuracy and completeness are not guaranteed, and The Rational Investor assumes no responsibility or liability in providing it. Information is current as of the date shown on the specific page or report, and we assume no obligation to update it. Nothing on the Service is an offer to sell or a solicitation of an offer to buy any security, and the Service is intended for use only in jurisdictions where that use is permitted. The site contains links to third-party websites that are not under our control, and we are not responsible for their content or policies. The Service depends on the internet, so the confidentiality of communications and uninterrupted availability cannot be guaranteed, and The Rational Investor will not be liable for loss or damage resulting from outages, data loss, or security breaches beyond our control.

13. Contact

Questions about these Terms: support@therationalinvestor.com